Deep analytical research background mixed with a strong trading background combine to bring investors access to market opportunities that others do not see.

Chris and Lauren are both well known and recognized for their groundbreaking research at Havard Business School.  Tom has spent 20+ years in global markets, working in London, New York and Boston.  Collectively, they bring a unique perspective to investing.

Chris Malloy PhD read more


Chris Malloy, PhD 

Chris Malloy is a Professor in Finance at Harvard Business School, and a Faculty Research Fellow at the National Bureau of Economic Research. He has his PhD and MBA from the University of Chicago and his B.A. in Economics from Yale University.

Lauren Cohen PhD read more


Lauren Cohen, PhD

Lauren Cohen is the L.E. Simmons Professor in the Finance & Entrepreneurial Management Units at Harvard Business School and a Research Associate at the National Bureau of Economic Research. Lauren has a PhD & MBA in Finance from University of Chicago and a B.S.E. and B.A. in Economics from the Wharton School, University of Pennsylvania

Tom Grant MSc read more


Tom Grant, MSc

Tom was formerly head of the foreign exchange division at BBVA Bank and previous to that with Deutsche Bank. He has an MSc. in Applied Mathematics from Oxford University and a B.S. from the University of Alabama


ILA was founded in Boston, a city known for excellence in academia and home to some of the largest money managers in the world.

ILA Capital was founded on September 2015 with a focus to bring research-based investing to the marketplace lending space. Founders, Lauren Cohen, Tom Grant and Chris Malloy, began looking for ways to provide investors with a research-driven strategy to invest in this new and growing asset class. What they found was a new asset class that offered investors short duration investing but with high yields and risks that could be understood and quantified. ILA Capital uses machine learning and artificial intelligence to build portfolios with an objective of achieving higher yields with less risk. As the marketplace lending space grows, ILA Capital is committed to developing research-driven strategies to offer investors unique opportunities.